low cost conveyancing
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Conveyancing solicitors are ‘uniquely vulnerable’ to exploitation by criminals laundering money, a leading anti-money laundering solicitor has warned. The warning came as the latest figures from the Solicitors Regulation Authority showed that cases of mortgage fraud continue to rise. Peter Rodd, a member of the Law Society’s money laundering task force, said much of the £15bn of criminal funds ...
Alternative options for taking out a mortgage on your home
This column takes the format of questions from readers and answers from Stuart Kirk, CIM. Please see below today’s column on how to submit your questions to Stuart.
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A gold-plated MBA from a leading business school is a welcome addition to any CV, but, in these austere times, some people are increasingly reluctant to commit the time and money to take a year or more out of the workplace. Individuals and employers want a rapid, cost-effective skills uplift that can be put to work within days, not months. This could either arise from a bespoke course, created ...
Buying and selling your property is stressful and also involves a lot of money so being prepared to do some research and getting stuck in can help save you a lot of money in all aspect of the process especially conveyancing.
If you are thinking of selling, why not put in a bit of work and save yourself a bundle, once you have decided to go this route, the first step will be to boycott the use of an estate agent. This can save you thousands of pounds as estate agents charge about 2-3% of the sale price. According to Easymove.com selling your property can save you up to £2,000 or more depending on the price of the property.
Instead of using an estate agent try advertising your property on your own. You can do this by take out adverts in your local newspaper and property websites, all these methods costs next to nothing compared to using an estate agent.
However, foregoing an estate agent also means even though you save money you have to do more work. You have to find a way of preparing things like your Home Information Packs (HIPS) which is required by law, you also have to be a tough negotiator making sure you don't lose out or sell your property below value.
On average conveyancing costs about £1,060 but sellers get to pay a lower amount of about £570 average. Some smart ways of getting your conveyancing done on the cheap is to first negotiate with your conveyancer a fixed fee for the whole work instead of an hourly rate, this saves you a bundle. If you are a buyer the good news is that some of the conveyancing costs are shifted onto the seller.
Also if you consider your self to be a negotiator you should be able to negotiate with your conveyancer so as to get a no fees guarantee meaning should the sale fall through the conveyancer will not charge you legal fees. Something that some conveyance companies are willing to do in order to edge out the competition.
There are also a lot of conveyancing websites which offer low cost, fixed price services which saves the seller a considerable amount of money. Once again the emphasis is on the sellers’ ability to do research, in this case on the internet. The idea on which price comparison website is based has been applied to lawyers in general especially those who provide conveyance services. And this makes it easier for people looking for such services to get competitive rates.
On the other hand if you are bold enough to take on the conveyancing tasks for your property you can try Oyez Straker legal stationers and the Royal Institution of Chartered Surveyors bookshop where you can buy the required forms. They can be reached on 02074052020 and 02072227000 respectively; also don’t forget to contact the land registry to register ownership of your property on 02079178888.
You will have to be conscientious in your conveyancing tasks, for Leasehold properties you will need to make clear how things like ground rent expenses are shared and also the precise terms of the maintenance and management of the property.
Whether you want to handle all aspects of selling or buying a property yourself or want a few pointers on how to go about getting the best deals when it comes to conveyancing the above tips should help you have a less tedious and stress free time.
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